have liquidity
The term 'tener liquidez' in Spanish translates to 'have liquidity' in English. It is mostly used in financial contexts to denote the ease with which an asset or security can be converted into ready cash without affecting its market price. Businesses, for instance, can 'tener liquidez' to meet their short term obligations. It's important in ensuring the economic stability and efficiency of any financial system.
To expand his business, Pedro needs to have liquidity.
In this case, 'tener liquidez' means to have enough cash or assets that can be quickly turned in to cash. It suggests that in order for Pedro to grow his business, he needs enough monetary resources.
It's hard to have liquidity in an economic crisis.
This sentence implies that during an economic crisis, it's challenging to maintain liquidity (adequate cash or assets that can be quickly converted into cash). This might be due to credit markets tightening, a drop in demand for goods or services, or other disruptions.
The bank wants to have liquidity in case of a massive withdrawal of deposits.
This instance of 'tener liquidez' refers to a bank having enough liquid assets (cash or assets that can be quickly converted into cash) on hand. This is needed to fulfill its obligations in case a large number of customers simultaneously decide to withdraw their deposits, which is a situation that can threaten the bank's solvency.