a mortgage
The Spanish phrase 'subrogar una hipoteca' can be translated into English as 'subrogate a mortgage'. Basically, it refers to the process where a homeowner transfers a mortgage from the current lender to a new one. This is an act that often occurs with the aim of obtaining more favorable loan conditions. This could mean a lower interest rate, an extended repayment period, or changes in other aspects of the mortgage agreement which may be more beneficial to the mortgage holder.
I decided to transfer a mortgage to obtain better payment terms.
This phrase illustrates a personal decision to subrogate a mortgage, indicating that the speaker is looking for improved financial terms.
It is possible to transfer a mortgage if we find a more attractive offer.
In this example, the speaker discusses the possibility of subrogating a mortgage to take advantage of better offers available in the market.
Transferring a mortgage can be a good option in times of economic crisis.
This phrase suggests that subrogating a mortgage may be a strategic financial decision during challenging economic conditions.