request a mortgage

The Spanish term 'solicitar una hipoteca' translates to 'request a mortgage' in English. This typically refers to the process by which an individual, family, or business approaches a financial institution to ask for funds to purchase real estate. The real estate serves as collateral in this transaction, ensuring the lending institution can recoup its investment if the borrower is unable to make their loan payments. Therefore, when someone 'solicita una hipoteca', they are initiating this financial process.

Example sentences using: solicitar una hipoteca

Decidí solicitar una hipoteca para comprar mi casa soñada.

I decided to apply for a mortgage to buy my dream house.

This phrase indicates the speaker's decision to take action in securing a mortgage with the intention of purchasing a home they desire.

Antes de solicitar una hipoteca, es importante revisar tu historial crediticio.

Before applying for a mortgage, it's important to check your credit history.

This phrase emphasizes the necessity of evaluating one's financial background prior to the mortgage application process.

Mi amigo me aconsejó solicitar una hipoteca en vez de alquilar.

My friend advised me to apply for a mortgage instead of renting.

In this phrase, the speaker shares advice received regarding the benefits of obtaining a mortgage over continuing to rent a property.