total loss
The Spanish phrase 'siniestro total' directly translates to 'total loss' in English. It is often used in insurance contexts to describe a situation where the cost of repairing an item (such as a vehicle or a property) exceeds its actual value. Thus, it is more cost-effective to replace the item rather than repair it. Hence, 'siniestro total' is equivalent to a declaration of 'total loss'.
The total loss of my car was an unexpected event
This sentence is describing an scenario in which the speaker's car has been so significantly damaged that it's considered a 'total loss' (siniestro total)
Total loss insurance is essential for any driver
This is a suggestion that it's important for drivers to have insurance that covers 'total loss' (siniestro total) in case their vehicle is significantly damaged or written off
After the fire, the house was considered a total loss
This describes a situation where a house has been so significantly damaged by fire that it is considered a 'total loss' (siniestro total)