liability insurance

The Spanish term 'seguro de responsabilidad civil' translates to 'liability insurance' in English. It refers to an insurance policy that protects an individual or company from the risk that they may be sued and held legally liable for something such as negligence, injury or mishandling. This insurance usually covers both the legal costs of defending against a lawsuit and any payouts that may be deemed necessary as dictated by the law.

Example sentences using: seguro de responsabilidad civil

Mi seguro de responsabilidad civil cubrió los daños.

My liability insurance covered the damages.

In this sentence, the speaker indicates that the damages (perhaps from an accident or incident) were covered by their liability insurance.

Tienes que tener un seguro de responsabilidad civil para conducir este coche.

You have to have liability insurance to drive this car.

This sentence implies that to legally or properly drive this car, the individual needs to have purchased liability insurance coverage.

La empresa exige que todos los contratistas tengan un seguro de responsabilidad civil.

The company requires that all contractors have liability insurance.

This sentence is used in the context of a business wherein the company requires that all independent contractors working for them must have liability insurance.