comprehensive insurance
The Spanish term 'seguro a todo riesgo' is translated in English as 'comprehensive insurance'. This refers to a type of insurance policy that provides wide-ranging protection against damages or loss. It covers not only the basic risks but more diverse ones as well, going beyond standard coverage. The exact level of protection may vary depending on specifics of the insurance company and policy. In essence, 'seguro a todo riesgo' provides a broad level of coverage against both known and unknown risks.
My car has fully comprehensive insurance.
This sentence indicates that the speaker's car is covered under a type of insurance policy that typically offers the highest level of protection. This means that even in situations where the owner of the car is at fault for damage, the insurance company will cover the cost of repairs.
I took out fully comprehensive insurance for my new house.
This phrase means the speaker has opted for a comprehensive insurance policy for their new house. This type of policy generally provides much broader protection and will pay for damage to the house even when the owner is at fault.
Fully comprehensive insurance covers even damage from natural disasters.
In this example, the speaker explains that comprehensive insurance, often referred to in Spanish as 'seguro a todo riesgo', provides coverage for damage to the insured property that is caused by natural disasters. This would typically include events such as floods, fires, earthquakes, and similar incidents.