loan
In Italian, the word "prestito" is used to refer to a loan, which is a sum of money that is borrowed and expected to be paid back, usually with interest. It can also refer to the act of lending something, not just money. For example, you might ask a friend for a "prestito" of a book or a tool. The word is used in a similar way to its English counterpart, and can be used in both formal and informal contexts.
I need a loan to buy a new car.
In this sentence, 'prestito' refers to a sum of money that is borrowed, often from a bank, which is meant to be paid back usually with interest. This usage is common when talking about large purchases such as a car or a house.
The loan of the book from the library lasts two weeks.
In this case, 'prestito' is used in a context of borrowing a book from a library, rather than borrowing money. This shows the word's versatility in Italian language, but the fundamental concept of borrowing something remains.
This bank offers low-interest loans.
Here, the term 'prestito' is used in a context related to banking and finance. When a bank offers a 'prestito', it's referring to offering money that must be repaid over a period of time, usually with interest. The term low-interest refers to a lower than usual interest rate charged on the loan.