debt
The German word 'Schulden' translates to 'debt' in English. It is used to refer to money or goods that are owed to someone else. In German, 'Schulden' can also be used as a verb, 'verschulden', which means 'to incur debt'. The plural form, 'Schulden', is more commonly used than the singular form, 'Schuld', when referring to multiple debts.
I have debts.
This sentence can be used to express that the speaker has financial obligations or owes money.
He carries a lot of debts around with him.
This phrase is used metaphorically and means that someone has a lot of debts or financial liabilities. Note that 'mit sich herumtragen' (carry around with oneself) implies a heavy burden.
We must repay our debts.
This German phrase indicates a responsibility or necessity to repay money that the speaker(s) owe.