hypothèque
mortgage
The French word 'hypothèque' is used in the same way as the English word 'mortgage'. It refers to a loan used to finance the purchase of a property, such as a house or apartment. The property is used as collateral for the loan, meaning that if the borrower fails to repay the loan, the lender can seize the property. In France, a mortgage is typically repaid over a period of 15 to 25 years, although shorter and longer terms are also possible.
Example sentences using: hypothèque
Je dois payer mon hypothèque tous les mois.
I have to pay my mortgage every month.
This sentence means that the speaker has to make a monthly payment towards their mortgage, which is a loan taken out to buy property or land.
L'hypothèque est un grand engagement financier.
A mortgage is a major financial commitment.
This sentence reflects that taking out a mortgage is a significant financial decision, potentially one of the biggest one can make due to its long-term nature and high amount.
La banque peut saisir votre maison si vous ne payez pas votre hypothèque.
The bank can seize your home if you do not pay your mortgage.
This sentence emphasizes that not paying a mortgage has serious consequences, including losing one's home. The bank or lender has the right to take back the property if the borrower does not fulfill their mortgage payment obligations.