credit
In French, 'crédit' is used similarly to its English counterpart, 'credit'. It can refer to a sum of money available to a person or business, usually from a bank. It can also refer to the acknowledgement or recognition of a contribution, achievement, or the like, such as 'crédit pour la découverte' (credit for the discovery).
I have credit on my account.
This sentence refers to having credit in a bank account, possibly due to depositing more cash than has been spent. The term 'crédit' can be used in many contexts in French, similar to English, including finance and banking.
You need credit to make this investment.
In this sentence, 'crédit' refers to the financial resource that is necessary to make an investment. French follows a similar word order to English in this context, placing the noun 'crédit' after the preposition 'du'.
She is going to ask for a credit at the bank.
This sentence talks about the process of asking a bank for a loan or credit. The action of asking for credit is an important use of the term 'crédit' in French. It directly matches its use in English in the context of banking and finance.