抵押
dǐyā
mortgage
The Chinese word for mortgage is 抵押. This is typically used in financial or legal contexts, such as when purchasing property. The characters individually mean to 'use as collateral' which effectively captures the English meaning. You will frequently come across this term in banks, real estate transactions, and legal documents.
Example sentences using: 抵押
他抵押了他的房子
tā dǐyāle tā de fángzi
He mortgaged his house
This sentence indicates that the person, referred to as 'he', took a loan using his house as collateral, hence, the use of the term '抵押' (mortgage).
抵押贷款需要很长时间
dǐyā dàikuǎn xūyào hěn cháng shíjiān
Mortgage loaning takes a long time
This sentence refers to the time-consuming process of taking out a mortgage loan or '抵押贷款'.
抵押是一种金融策略
dǐyā shì yīzhǒng jīnróng cèlüè
Mortgage is a financial strategy
In this example, '抵押' (mortgage) is being described as being a kind of financial strategy.
他不能抵押他的车
tā bùnéng dǐyā tā de chē
He cannot mortgage his car
This example indicates that 'he' does not have the capacity to use his car as collateral for a loan, hence '不能抵押' (cannot mortgage).
抵押权证是一种贷款方式
dǐyā quánzhèng shì yīzhǒng dàikuǎn fāngshì
A mortgage certificate is a type of loan method
The term '抵押权证' in the sentence refers to a mortgage certificate, a document proving the lender's claim against the property.
抵押事务是复杂的
dǐyā shìwù shì fùzá de
Mortgage affairs are complicated
This example states that the machinery of mortgage transactions ('抵押事务') is complicated or complex.
抵押银行借款有利有弊
dǐyā yínháng jièkuǎn yǒulì yǒubì
Mortgaging to borrow from the bank has pros and cons
This statement is about the benefits and drawbacks of getting a loan from the bank by mortgaging.
他们抵押了整个农场
tāmen dǐyāle zhěnggè nóngchǎng
They mortgaged the entire farm
The sentence is about a party that used their whole farm as a collateral to secure a debt.
为了支付学费，他抵押了皮肤
wèile zhīfù xuéfèi, tā dǐyāle pífū
To pay for tuition, he mortgaged his skin
In this idiomatic expression, '他抵押了皮肤' directly translates to 'he mortgaged his skin', suggesting he took up a significant burden or debt.
抵押的价值取决于房产的价值
dǐyā de jiàzhí qǔjué yú fángchǎn de jiàzhí
The value of the mortgage depends on the value of the property
This entails that the value of a mortgage ('抵押的价值') is usually determined by the value of the property being mortgaged.